Personal loan transfer is a very useful process whereby you can transfer the outstanding amount of your loan to another bank. The reason why people do this is because they have found another bank offering lowering interest rates or easier EMIs. This is similar to how you transfer your amount balance. The main goal of a personal loan balance transfer is that it reduces your overall burden of debt, easing your repayment.
You will get a better rate of interest offered by another bank.
Another bank may be offering new and better features..
If you're not satisfied with the current bank lender, you can switch to another bank that provides better services.
Some banks offer a top-up loan facility where you can take additional loans or top-up your current loan.
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